Your Financial Life. One Intelligent Workspace.
Bring everyday finances, investments, retirement planning, and important financial records together in one organized workspace — built for people managing more than a simple budget.
A product developed by MAAS Technology Services.
The Problem
Your Financial Life Is Fragmented
Financial information often lives across bank accounts, credit cards, investments, retirement accounts, spreadsheets, and statements. FinanceAgent brings those pieces together into one clearer financial picture.
The Financial Journey
From Scattered Data to a Structured Plan
FinanceAgent organizes your financial life through five connected stages — each one building on the last.
KNOW
- Transactions
- Accounts
- Balances
UNDERSTAND
- Budget
- Cash Flow
- Net Worth
ANALYZE
- Portfolio
- Tactical Analysis
- Risk
PLAN
- Retirement
- Scenarios
- AI-Assisted Interpretation
PRESERVE
- Financial Record
- Institutions
- Important Records
The Complete Picture
See Where Your Money Is. See Where It Goes.
FinanceAgent connects transactions, budgets, cash flow, net worth, and investments so the pieces relate to each other instead of living in separate tools.
Transactions & Accounts
See activity and balances across the accounts you add to FinanceAgent, in one place instead of many.
Budget & Cash Flow
Understand what is coming in, what is going out, and how spending trends over time.
Net Worth
Combine assets and liabilities into a single, structured view of where things stand.
Account connectivity and data freshness depend on the institution and import method used. FinanceAgent shows a clear status for each account rather than assuming every account is connected or fully up to date.
Investments
Beyond Basic Portfolio Tracking
FinanceAgent goes further than a balance snapshot, helping you understand holdings, allocation, and risk across your accounts in one place.
Where supported, FinanceAgent can connect brokerage accounts to streamline imports. Connected brokerage connectivity is part of the controlled beta and availability varies by institution as it continues to be validated.
- Holdings across the accounts you connect or add
- Allocation by asset class and account type
- Performance context alongside your positions
- Account structure across taxable and retirement accounts
- Portfolio-level risk context
FinanceAgent does not provide investment advice or claim to predict returns. It does not select, recommend, or optimize investments on your behalf.
Tactical Analysis
A Structured Second Look at Your Positions
FinanceAgent evaluates positions against structured, deterministic analytical criteria, then uses AI to help explain what that analysis means in plain language.
FinanceAgent calculates.
AI explains.
Market Context
Technical Condition
Momentum
Volatility & Risk
Tactical Analysis applies structured, deterministic criteria to help users review positions. AI may explain the analysis but does not determine the underlying classification. It is informational only — not a trade recommendation or trading signal — and FinanceAgent does not place trades or execute orders.
Retirement Planning
Explore Retirement Scenarios Based on Your Assumptions
Model different paths using your own assumptions about savings, spending, and retirement assets, and compare the projected outcomes side by side.
Your Assumptions
Savings rate, spending, and timeline inputs you control.
Multiple Scenarios
Model more than one path and see how outcomes shift.
Retirement Assets
Grounded in the retirement accounts already in your workspace.
Scenario Comparison
Compare projected outcomes side by side.
Scenario projections are estimates based on assumptions and are not guarantees. FinanceAgent does not provide financial, investment, or fiduciary advice.
Artificial Intelligence
AI That Helps You Understand the Numbers
FinanceAgent uses AI to help interpret and summarize complex financial information — not to replace the calculations, or the professionals you already rely on.
Deterministic analysis.
AI-assisted explanation.
AI assistance in FinanceAgent does not replace the guidance of a financial advisor, accountant, or tax professional.
Financial Record
Everything Your Household Should Know — Organized in One Place
Financial Record gives you an organized inventory of your financial life — accounts, institutions, ownership, assets, liabilities, contacts, and where important documents are kept.
Portable. User-generated. User-controlled.
Financial Record is an organizational tool. It is not estate planning, a will, or legal or beneficiary documentation.
Illustrative sample recordNames, institutions, and contacts shown are synthetic examples.
Portable Financial Record
Your Financial Record Should Not Exist Only Inside an Application
Generate a PDF version of your Financial Record whenever you choose, so the information that matters is available outside of FinanceAgent too.
FinanceAgent does not automatically back up or share your PDF. Export and storage remain in your control.
Privacy & Control
Built Around User Control
We describe FinanceAgent's approach to data in plain terms rather than marketing claims.
No software can guarantee absolute security, and FinanceAgent does not claim to.
Beta 2
Built From Real Beta Feedback
Beta 2 refines FinanceAgent based on what controlled-beta testers told us about their experience — with a focus on setup, navigation, planning, and confidence in the analysis.
Start Faster
Simplified provider setup and reduced configuration friction help you get from first launch to a working financial picture with fewer setup steps.
Navigate Clearly
A more consistent layout makes it easier to move between cash flow, investments, retirement, and your Financial Record without losing your place.
Plan Further Ahead
Goals and retirement scenarios connect more closely to the rest of your workspace, so longer-range planning builds on the picture you've already created.
Trust the Analysis
Clearer freshness indicators, transparent missing-data states, and a firm line between deterministic calculations and AI explanation show where each result comes from.
From Concept to a Cohesive Product
Each release builds on what the previous one taught us.
- Beta 1
Concept Validation
Tested the core idea with a limited group of users: one workspace connecting everyday finances, investments, retirement planning, and a Financial Record.
- Beta 2Current Beta
Experience Refinement
Refines setup, navigation, planning, and clarity based on what controlled-beta testers told us about using FinanceAgent day to day.
- V1
Cohesive Financial Intelligence
The direction ahead: a cohesive personal financial intelligence product where every part of the workspace works together.
V1 describes product direction, not a committed release. Features, timing, and availability may change as controlled-beta testing continues.
Where FinanceAgent Fits
More Than a Single-Purpose Finance App
Most financial tools are designed around one part of your financial life — budgeting, investments, planning, or general-purpose AI.
FinanceAgent brings those workflows together in one intelligent financial workspace.
Scroll to compare →
| Capability | Budgeting Apps | Portfolio Trackers | General AI Tools | FinanceAgent |
|---|---|---|---|---|
| Spending & Cash Flow | Strong | Limited | General-purpose | Integrated |
| Portfolio Analysis | Limited | Strong | General-purpose | Integrated |
| Goals & Scenario Planning | Varies | Limited | Conversational | Integrated |
| Retirement Planning | Varies | Limited | Conversational | Integrated |
| Financial Document Analysis | Limited | Limited | General-purpose | Financial context |
| Deterministic Financial Analysis | Strong in specialty areas | Strong in specialty areas | Variable | Included |
| AI-Assisted Interpretation | Limited | Limited | Strong | Financially grounded |
| Unified Financial Workflow | Limited | Limited | Limited | Included |
One Workspace. Connected Financial Decisions.
FinanceAgent is designed around the relationships between your financial decisions — not just individual transactions, accounts, or calculations.
- Budget
- Cash Flow
- Investments
- Goals
- Retirement
- Financial Record
FinanceAgent calculates.AI explains.
Core financial calculations and structured analysis remain deterministic wherever reliability matters. AI is used to help interpret information, surface context, and make complex financial information easier to understand.
Capabilities vary across products and product tiers. This comparison represents broad categories of personal-finance software rather than specific products. FinanceAgent is currently in controlled beta.
Product Status
Currently in Controlled Beta
FinanceAgent is currently being tested with a limited group of users while workflow, reliability, usability, and the overall product experience continue to be refined.
Important Information
FinanceAgent provides informational and analytical tools to help you organize and understand your financial life. It does not provide individualized financial, investment, tax, or legal advice. Investment, Tactical Analysis, and retirement-planning features are informational only, are not recommendations, and are not guarantees of future results. Consult a qualified professional for advice specific to your situation.
Beta Access
Request Beta Access
FinanceAgent is currently being tested with a limited group of users. Tell us a little about how you manage your financial life and we'll review your request for potential beta participation.
Already testing FinanceAgent?
Share a bug, suggestion, or comment to help improve the controlled beta.
Send Beta FeedbackInterested in FinanceAgent?
Currently Available to a Limited Group of Controlled Beta Testers
Reach out to the MTS team to learn more about FinanceAgent and the controlled beta.
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